Thomas Lorini 🇺🇸🇨🇦

Thomas Lorini 🇺🇸🇨🇦 Follow

🔑 Real Estate Agent
💰 RE Investor - Mentor
🙏🏼 Christian | God | Family
📍 Orange County, CA
✨ Legacy with Lorini
🤝 Let me help you leave a legacy

http://www.thomaslorini.com/

758 Followers  1,676 Follow

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🔰 While we focus a lot on self-improvement here on Instagram, an important part of living a happy and fulfilling life includes being part of a close-knit community where you can share, help and support people you care about.
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It also includes being kind to one another and learning to replace envy and anger with understanding and empathy.
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This quote sums it up best:
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“No one has ever become poor by giving.”
– Anne Frank
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If I can do anything for you please reach out, direct message me or comment below. .
It’s not all about money and self gain, the more we give the more we are a blessing in countless ways...to be useful, to be honorable, to be compassionate. .
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#ocrealtor 
#ocrealestate 
#givemore 
#thinkofothers 
#christianliving 
#investors
🔰Speaking with clients on a regular basis I’ve come to realize many are not familiar with many real estate terms. So I felt it’s best I clarify a few important terms that can help you better understand for when you are ready to take the next step:
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Buyer’s Agent vs. Listing Agent:
There are usually two agents involved when you buy a home; the “buyer’s agent,” who represents you, and the “listing agent,” who represents the home seller. Dual agency is when there is only one agent representing both sides of the transaction.
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Fixed Rate vs. Adjustable Rate Mortgages:
Conventional loans include “fixed rate” and “adjustable rate” mortgages. A fixed rate mortgage has a predetermined interest rate throughout the life of the loan; the most common are for 30 years. An adjustable rate mortgage has a variable interest rate; the most common are for 5, 7, or 10 years.
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Listings:
Real estate agents frequently refer to homes for sale as “listings.” A “listing” on a website shows information about the home, like the price and number of bedrooms
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Inspection/
After you’ve made an offer on a home, you’ll need to schedule an inspection, which costs around $500 – $800, depending on the market. The inspector will go through every nook and cranny, and review things like the plumbing, electrical, foundation, walls, heating, and appliances.
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Appraisal
When you apply for a mortgage, your lender will require an appraisal of the home you want to buy. A licensed appraiser will estimate the home’s value based on comparable homes that have sold in the area and an investigation of the property.
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Contingencies:
When you put in an offer on a home, you can specify certain conditions that must be met before the deal will go through – these are called contingencies. You have to make sure you can actually get the loan (a financing contingency), that the inspection doesn’t show anything too crazy (inspection contingency), and that the appraised value is close to what you’re offering to pay (appraisal contingency). Those are just a few common examples; there are several other types of contingencies, which you should discuss with your agent.
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Hope this helps! Here to help you with your journey!
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🔰Are you a home owner that is not interested in selling your home. You love everything your home and the area has to offer; that’s great and I encourage you NOT to sell. .
However have you considered utilizing some of your hard earned equity and purchasing a rental property?
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Many people don’t realize there are several markets outside of California where you can purchase a property between $100,000 - $200,000 which can rent from $1,000 - $2,000 per month. .
Most lenders will offer 80% loan to value for a second non-resident property.  So with $20,000 - $40,000 you could purchase a cashflowing property that brings back significantly MORE returns than simply sitting as equity in your principal home. .
I’ve worked with several clients who have leveraged (safely) their principal home and now own several rental properties. .
I would love to hear your thoughts below. If your interested to hear more please reach out. .
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#realtorlifestyle 
#realtor® 
#investmentproperties
#realestateadvice
#realestatecoach
#realestateinvestments
#passiveincomestream
#cashflowquadrant
#cashflowtrain
#successhabits
#successmotivation
#successfulquotes
#hustle💯
#buyandhold
#rentalproperties
#orangecountyca
#orangecountyrealestate
#gratefulmindset
#thankyougod🙏
#workhardstayhumble
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🔰Who’s Buying Homes??
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Millennials continue to make up the largest segment of buyers accounting for 45% of mortgages, compared to 17% of Boomers, and 37% of Gen Xers. .
2020 is expected to be the peak Millennial home buying year with the largest group of millennials turning 30 years old. Millennials are also likely to make up the largest share of home buyers for the next decade as their housing needs adjust over time.
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According to NAR (National Association of Realtor) the average age for First-Time Buyers is 32.
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What’s holding you back from buying your First property? .
Speaking to Gen-Xers and Millennials regularly, its fascinating that many don’t realize they can in-fact qualify and afford to buy their own home. .
Here in Orange County there are several programs available to assist buyers with a home purchase. It really helps to work with a top Realtor and Lender. .
Have questions? Comment below. I’m here to help 🔅
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#millennialbuyers 
#millennialhomeowners 
#whosbuying 
#realtorlifestyle 
#realtor® 
#investmentproperties
#realestateadvice
#realestatecoach
#realestateinvestments
#passiveincomestream
#cashflowquadrant
#cashflowtrain
#successhabits
#successmotivation
#successfulquotes
#hustle💯
#buyandhold
#rentalproperties
#orangecountyca
#orangecountyrealestate
#gratefulmindset
#thankyougod🙏
#workhardstayhumble
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🔰True Leaders Do Not Create Followers. They Create More Leaders🔰 .
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Let me know below what this quotes means to you!
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#realtorlifestyle 
#realtor® 
#investmentproperties
#realestateadvice
#realestatecoach
#realestateinvestments
#passiveincomestream
#trueleaders 
#trueleadership 
#leader
🔰Landlords listen up! As a realtor and landlord myself I understand many of the challenges you are facing. .
There are several strategies you can implement to improve and position your real estate business for solid long term success!
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In this short clip I mention three considerations:
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🔅Enlist the services of a professional company to screen and source your tenants. .
🔅Consider a 1031 exchange where you sell the asset (without paying taxes) and reposition the equity into another asset with improved tenant profile and potential returns. .
🔅Consider renovating your rental units to attract better quality tenants. .
I have several other strategies and tools to better assist you, let’s connect!
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#landlordproblems 
#landlordsolutions 
#yourtrustedresource
🔰What does this mean? You may have seen similar posts on Instagram or Facebook. .
Different people, different thoughts and different beliefs.  For me I equate God (Yahweh) as my creator and Jesus (Yahshua) as my Savior. .
I don’t consider myself religious. I only claim that Im a simple follower of Jesus. .
Now, when I say I follow Him, I mean I read his teachings in the Bible and thoughtfully contemplate what that means and how it can be applied to my life. .
Sometimes I don’t like what He’s commanding me and His people to do because it demands radical change and letting go of bad habits. .
But, it’s for my best. To me it’s NOT about being a robotic rule follower or someone who blindly says, “Ok God, whatever you say. I have no opinion.” .
We all have the free will to obey or rebel against God. So no, I’m not religious because a religious person is only a ruler follower. .
There is no real, intimate relationship with Jesus with the religious person. Because this sort of person thinks their good deeds ensure their salvation; they think that’s their ticket into heaven. Anybody can be a “good” person, but Jesus is the only way into heaven. :
If you have any questions or comments feel free to drop them below! Have a blessed day friends! 🙌
🔰The gentlemen beside me is Grey Nuygen, he is the Founder of Hope Mobile. Hope Mobile is a nonprofit organization that operates like NO OTHER charity organization I’ve ever come across. .
It’s an unbelievable platform he has created that helps people BREAK the CYCLE of POVERTY.
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Instead of simple handouts of food, blankets, gift cards; Hope Mobile helps those in need achieve stability by creating an opportunity that helps everyone. They empower the individual, by providing for their basics necessities including a place for them to sleep, provide them food and then TRAIN them skills to gain dignity and work. .
As a nonprofit they provide full landscaping and junk removal services at a fraction of what for profit business charge.
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Amazing!! I encourage you all to go check out their website to learn more www.hopemobile.org and support their movement!
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They currently service LA County, OC County and the Inland Empire.  They are not looking for money, they are looking for CONNECTIONS to those decision makers that can hire their services.  So if you know anyone who uses landscapers or junk removal let’s OPEN some doors for these guys!!
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#hopemobile
#creatingopportunities 
#bringingdignityback
🔰So why not boast a bit about the area I live and work in!
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Ah yes 🍊Orange County, California, we’ve seen the shows and stars, but what are some of the top reasons to actually consider moving here?
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With over 3 Million people living in OC, here are what I think are  the top 5 reasons to move here:
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1️⃣ 40 MILES OF BEACHES
There are no shortages of great beaches, from San Clemente to Seal Beach up north, there are over 40 miles of ocean-front to explore. Some of California’s most famous beaches like Huntington Beach, Laguna Beach and Newport Beach, are all right here in Orange County. So, whether you like swimming, surfing or tanning, there’s plenty of options for you to pick the perfect beach for your needs!
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2️⃣ITS AN ARTISTS HAVEN
There is an incredible art scene all throughout Orange County. In Laguna Beach the Arts District is a haven for creators. Not only does the famous Pageant of the Masters run all summer but there are also three different arts and crafts festivals going on simultaneously. .
3️⃣AMAZING RESTAURANTS 
Eat your fill of incredible different ethnic foods at restaurants around OC. From Little Saigon in Garden Grove to Anaheim’s Little Arabia, there is sure to be incredible food options to satisfy your every craving.
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4️⃣HIGH THRILLS EXCITEMENT
There are several great theme parks, all in our backyard when you live in OC. Buy a season pass and experience everything that Disneyland has to offer. Try out Knott’s Berry Farm which has plenty of amazing fun and thrilling rides. Oh and let’s not forget about Boomers, Discovery Cube and Adventure City!
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5️⃣UNBELIEVABLE HIKING TRAILS
Orange County is blessed with amazing weather and spectacular diverse natural hiking trails. There is a hiking trail for everyone, from tough mountain hikes, to hidden waterfalls, to pristine coastal hikes with ocean views.
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🔰Now that you know why you should move to Orange County, I can help you get here! I offer a unique and personalized home buying service that will assist you through the entire process from start to finish. Whether you’re moving from the city next door or from the East coast to the West. Call or DM to find out more!!
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#orangecountyca
Whether you’re selling, buying or staying put, here are the 2019 real estate trends you need to know!
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Real Estate Trend #1: Home Prices Are Rising Slowly . . . With Less Offers: Home prices are estimated to rise in 2019, but at a much slower pace.
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Real Estate Trend #2: Mortgage Interest Rates Are on the Rise
Mortgage: interest rates are on the rise after years of being at a standstill. Interest rates are projected to increase to an average of 5% for a 30-year mortgage and 4.4% for a 15-year mortgage
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Real Estate Trend #3: The Majority of Home Buyers Are Millennials: Move aside, baby boomers and Gen Xers, Millennials have taken over the housing leaderboard.They’re getting older and finding stable careers. Their household income has increased to $88,200, and they’re looking to buy their first homes in middle and upper-middle class neighborhoods.
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What If I’m Not Buying or Selling a Home This Year? You may be thinking, All this is great, but I’m not going anywhere anytime soon. I hear you, and here’s what you should know for now: Equity will likely continue to increase by 2–6% each year until 2020.
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Take Control of the Trends With a Top-Notch Real Estate Agent. Whether you’re selling or buying, you can take advantage of the current trends by partnering with a professional real estate agent. .
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#investmentproperties
#realestateadvice
#realestatecoach
#realestateinvestments
#passiveincomestream
#cashflowquadrant
#cashflowtrain
#successhabits
#successmotivation
#successfulquotes
#hustle💯
#buyandhold
#rentalproperties
#orangecountyca
#orangecountyrealestate
#gratefulmindset
#thankyougod🙏
#workhardstayhumble
Sunday Scenes...
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🔰”Children are a gift from the Lord; they are a reward from Him. Children born to a young man are like arrows in a warrior’s hands. How joyful is the man whose quiver is full of them!”
‭‭Psalms‬ ‭127:3-5‬ ‭
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#investmentproperties
#realestateadvice
#realestatecoach
#realestateinvestments
#passiveincomestream
#cashflowquadrant
#cashflowtrain
#successhabits
#successmotivation
#successfulquotes
#hustle💯
#buyandhold
#rentalproperties
#orangecountyca
#orangecountyrealestate
#gratefulmindset
#thankyougod🙏
#workhardstayhumble
🔰What is holding you back from fulfilling your potential as a real estate investor? Maybe you haven’t started yet. Maybe you’ve been making some mistakes. Whatever it may be, I’m here to help tear down some of the common investment myths so that you can fulfill your full potential.
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🔰Myth #1: “I need a lot of money before I can start investing.” A lot of people hold to the misconception that you must be wealthy in order to invest in real estate. You don’t! What you do have to be is smart with your money. The cost of entry to some people can be intimidating, however starting to save when your young, reducing expenses, holding back from buying expensive items like a vehicle and reducing debts like credit cards, all work together to better position you to invest in real estate. .
🔰Myth #2: “I can only get financing through a bank.”
One obstacle that prevents many new investors from taking their first steps in real estate investment is a need for bank financing. They feel that if they have bad credit or too much existing debt, then they might as well forget about it. Capital is very important to invest in real estate investment, there are other options to securing financing than a traditional lender. Private money lenders & Seller Financing are excellent alternatives and one of the best open secrets in this business. .
🔰Myth #3: “I should only stick to the markets I know. Anything else is too risky.” Newer investors may be nervous about investing in markets that they have never been to. Investing out of area (or out of state) can be the best move you make as a real estate  investor. Picking a market that maximizes your dollar & capitalizes on opportunity is always wise. You should look to areas that are growing & bursting with economic strengths & investment opportunities. Where you live may not fit the bill or be affordable to invest in. .
🔰Myth #4: “One Property is enough to build wealth.” Many investors purchase a property and decide that that’s plenty for them. While any investment is better than no investment, owners can’t expect this to bring them true wealth/financial freedom. Consider investing in five or more properties over a 8-10 year period.